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    We’re here for you. And yours.

    Wherever you are in life,
    we’ve got an online bank account designed to make it more rewarding.

    All the stuff you want.


    1% cash back on up to $3,000 in debit card purchases each month

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    Checking Account
    X.XX% APY

    Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of XX/XX/XXXX. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.

    watch your money grow Online Savings Account
    X.XX% APY

    Annual Percentage Yield (APY) is accurate as of XX/XX/XXXX, is subject to change without notice, and will be determined and fixed for the term at funding.  Applies to personal accounts only. A penalty may be charged for early withdrawal. Minimum deposit to open is $2,500.    

    12 mo
    lock in long-term earnings Certificate of Deposit

    None of the sneaky stuff.

    We're an online bank that says goodbye to gimmicks, gotchas and fees.

    No. Fees. Period. 

    Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network.

    • No monthly fees on any account.
    • No insufficient funds or overdraft fees.

      For Discover Bank Cashback Debit, Online Savings and Money Market Accounts.

    • No minimum balance.

      For Discover Bank Cashback Debit and Online Savings Accounts.

    Get help choosing an account

    Winner of NerdWallet's 2022 Best Savings Account and Best Checking Account Overall

    ©2017-2022 and TM, NerdWallet, Inc. All Rights Reserved.

    “Discover’s high-yield savings account is among the best in its online class.” 

    “Discover Bank is an online bank providing one of the most attractive checking account offers in the industry. With it you can earn cash back on debit card purchases, while paying no monthly fees.”



    Easy to find.

    See which of our over 60,000 no-fee ATMs are at the stores you already frequent.

    Some ATMs have limited hours and/or restricted access. You may be charged a fee by the ATM owner if you use an ATM that is not part of our no-fee network. If you encounter any issues using the ATMs displayed on this site, please contact us at 电脑google用什么翻墙

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      Easy to love.

      Online banking, now as simple as everything else you do on your phone.

      Get access to cash on the go. Just tap to find one of our no-fee ATMs near you.
      Easily deposit a check into your account by snapping a photo of it with your smartphone or tablet.

      For more information regarding the Discover Bank Mobile Check Deposit Service, click here.

      Check on your account easily anytime. You can even skip the passcode and log in with touch or face ID.

      Face ID is currently available to iOS users.

      Enable Quick View to check your account balances without logging in each time.
      We score out of 5 stars!

      Star rating is representative of the Apple® App Store rating for the Discover mobile app and is updated daily.

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